Deposit and Savings Accounts

Convenient and Competitive Banking From "Community People You Know"

Minimum Opening Balance $100.00
If the proposed depositor is a child of a checking or savings customer of the bank, they may open at a lesser amount of $25 on savings.

Regular Savings Account

  • $3 per month fee.
  • No monthly charge on $150 or more average balance or for customers under 18 years of age.
  • 2 withdrawals per month.
  • $1 fee per withdrawal thereafter.

Student Checking or Savings

  • Must be a full time student under 22 years of age.
  • No Service Charge
  • Automatically converts to Regular Checking or Savings if change of status occurs.

Crusader Card
Click here for the Crusader Card.

Certificates of Deposit

The Bank of Commerce offers a wide variety of CD options¬† for our customers. The amount of interest paid on a certificate of deposit is dependent upon the time length of the CD. (Time length is also referred to as “term.”) The Bank of Commerce is very flexible in the terms offered to customers; a customer may choose a CD for a minimum time length of seven days up to a maximum time length of five years.

A Certificate of Deposit is a “contract” between the customer and the bank, therefore the bank has the right to charge a penalty should the customer wish to withdraw the money before the term of the CD is up. Depending upon the term of the CD, the penalty will be either 91 days interest or up to 182 days interest. However, the bank does allow “interest draws” from the CD, at the customer’s request.

Certificates of Deposit account holders have a wide selection of interest payment options. The earned interest can be compounded (added to the balance of the CD), or the customer may choose to have the interest paid in the form of a check, or deposited to an account at the Bank of Commerce or to another financial institution.

For more information call 620-326-7471 or 620-326-BANK or email:

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