Privacy Policy and Practices

Information We Collect: 

We collect nonpublic information about you from some or all of the following sources:

Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income;

Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions and credit card usage; and,

Information we receive from a consumer reporting agency, such as you creditworthiness and credit history

Information We Disclose: 

We may disclose all of the nonpublic information about you we collect as described above.

If you decided to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice

Who May Receive This Information: 

We may disclose some or all of  the information we collect as described above to the following types of third parties:

Financial services providers such as mortgage bankers, securities brokers/dealers, and insurance agents.

Non-financial companies such as retailers, direct marketers, airlines and publishers.

Other, non-affiliated third parties and service providers as permitted by law.

Companies that perform marketing services on our behalf and /or to other financial institutions with whom we have joint marketing agreements.

Our Security Measures: 

We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic person information.

You May Opt Out:

If you prefer that we do not disclose nonpublic information about you  to non-affiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of our disclosures to non-affiliated third parties, you may call us at 620-326-7471 or mail your request to us as follows:

Bank of Commerce & Trust Co.
201 West Harvey Ave.
P.O. Box 529
Wellington, KS 67152

Fair Credit Reporting Act Notice :

We may share all or portions of customer information collected with companies in our organization.  By sharing information about your accounts and relationships among our family, we can save you time and money.  It will also be easier for you to access the wide range of products that we offer.  You should know, however, that the law permits you to direct us NOT to share certain information with affiliate companies in our organization.  If you prefer that we not disclose nonpublic personal information about you to our affiliates, you may opt out of those disclosures.  That is, you may direct us NOT to make disclosures (other than those disclosures permitted by law).  If you wish to opt out of disclosures to our affiliates, you may call the following toll-free number 620-326-7471 or send us email at customerservice@bankofcommerce.ws.